Newton's First Law states: every body continues in its state of rest or uniform motion in a straight line unless compelled to change that state by an external unbalanced force (NCERT Class 11 Physics Chapter 4, page 2). This property of a body — its resistance to any change in velocity — is called inertia.
The trap NEET exploits: Students conflate Newton's First Law with Newton's Third Law. A book on a table is in equilibrium — net force is zero — so it stays at rest (First Law). But when asked "are the weight of the book and the normal force from the table an action-reaction pair?", many answer yes. They are not. Both forces act on the same body (the book). An action-reaction pair under the Third Law always acts on two different bodies. The weight's true reaction partner is the gravitational pull the book exerts on the Earth; the normal's true partner is the force the book pushes down on the table.
Inertia is not a force. A body at rest does not need a force to "keep it at rest." It stays at rest because no net external force acts on it. Similarly, an object moving at constant velocity on a frictionless surface needs no force to maintain that motion — First Law directly.
Connection to Newton's Second Law. When F_net = 0, the Second Law gives a = 0 — the body's velocity is constant (possibly zero). The First Law is sometimes called the "zero-force special case" of the Second Law, but it carries a deeper role: it defines what an inertial reference frame is. A frame where a free body (no net force) has zero acceleration is inertial. Non-inertial frames (accelerating bus, rotating platform) violate this and require pseudo-forces.
Watch out: NEET questions on the First Law are mostly recall or conceptual-application. They test whether you understand what inertia means, which reference frames are inertial, and whether you can correctly identify action-reaction pairs versus equilibrium force pairs.